🇨🇦 2026 Tax Rates

Travel Nurse Pay Decoder

Convert tax-free stipends into a taxable-equivalent value, so you can compare contracts to staff wages — and know your true hourly rate.

Open Calculator Learn how it works

Educational tool only. Always confirm CRA eligibility rules and get professional advice.

Why Use This Calculator?

Travel nursing pay is complex. We make it simple.

Stipend Gross-Up

See what your tax-free housing and meal stipends are actually worth in taxable dollars.

Provincial Tax Rates

Accurate 2026 marginal tax rates for ON, BC, AB, SK, MB, NS — or set your own.

Staff Comparison

Compare your contract offer against a staff position to see the real monthly difference.

How It Works

  1. 1
    Enter your contract details

    Base rate, housing stipend, meal allowance, and weekly hours.

  2. 2
    Select your province

    We'll apply the correct 2026 marginal tax rate automatically.

  3. 3
    Get your true hourly rate

    See your stipends grossed-up and compare to staff wages.

Try it now →
Base Rate$55/hr
Housing Stipend$1,200/wk
Meal Allowance$350/wk
Nurse Pay$98.42/hr

Ready to decode your pay?

Stop guessing. Know exactly what your contract is worth.

Open Calculator